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If you have unsecured debt of under $10,000 and live in the Province of Ontario filing bankruptcy may not be the best option for you. We suggest you contact the Office of the Superintendent of Bankruptcy at 416-973-6441 to discuss your options, or you can visit their website here.

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How does a bankruptcy affect my husband?

If I declare personal bankruptcy, does my husband have to be involved

Posted from: Newfoundland and Labrador

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One Response to “How does a bankruptcy affect my husband?”

Barton Goth – Goth & Company Inc. – Bankruptcy Trustees said...

At the very least he will have to help collect reciepts for any purchases in the household so that you can report these to your trustee. Past that the extent of his involvement would depend on whether he is listed on any of the debts, or the types of assets you jointly own together. If your husband hasn’t signed on any of your debts, if you don’t really own any major property together then a bankruptcy will likely have a very limited impact other than having him help to keep reciepts. The best thing to do is to contact a local trustee, have them assess your situation in detail and then they will be in a position to explain what type of impact a bankruptcy may or may not have on your spouse.