FILL OUT THE FORM BELOW AND RECEIVE A NO-OBLIGATION CONSULTATION

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If you have unsecured debt of under $10,000 and live in the Province of Ontario filing bankruptcy may not be the best option for you. We suggest you contact the Office of the Superintendent of Bankruptcy at 416-973-6441 to discuss your options, or you can visit their website here.

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Meeting Obligations

If you have met all of the obligations as a first time bankruptee but one of the reasons for your bankruptcy was gambling, what are the chances that your discharge from bankruptcy will be extended beyond the 9 month stage, and how long will it likely be extended for? (Obligations met also include attending counselling for gambling.)
Also, is there a final meeting with the trustee and during that meeting will the bankruptee be asked about his efforts to stop gambling?
Thanks.

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One Response to “Meeting Obligations”

A licensed trustee said...

If when you file your assignment you disclose the fact that a portion of the debt was incurred as a result of gambling then you are not eligible for an automatic order of discharge.

That doesn’t mean you shouldn’t tell your trustee about your gambling – you should (in fact you are required to by law).

The reason you are not eligible for an automatic discharge is that the Court wants to be satisfied that you have the problem under control – that you’ve had (and continue to have) gambling counseling and that you have been able to stop gambling. If the Court is uncertain you’ve kicked the habit then your bankurptcy will be extended until the Court believes you have everything under control.