FILL OUT THE FORM BELOW AND RECEIVE A NO-OBLIGATION CONSULTATION

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*Unsecured debt includes credit cards, lines of credit, bank overdrafts, payday loans, and unsecured personal loans (excluding student loans). It does not include mortgages and car loans.

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How can we help you?

If you have unsecured debt of under $10,000 and live in the Province of Ontario filing bankruptcy may not be the best option for you. We suggest you contact the Office of the Superintendent of Bankruptcy at 416-973-6441 to discuss your options, or you can visit their website here.

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CREDIT CARDS

IF I WERE TO FILE BANKRUPTCY,WHAT WOULD HAPPEN TO THE CREDIT CARDS THAT I HAVE BEEN ABLE TO PAY OFF?WOULD I LOSE THEM AS WELL?

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One Response to “CREDIT CARDS”

A licensed trustee said...

Unfortunately, when you file for bankruptcy or a proposal you are rerquired to surrender all of your credit cards – even the ones with no balance owing.

If you must have a credit acrd you are allowed to apply for a secured card after you file, or you may be able to ask a family member for a secondary/supplementary card.