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If you have unsecured debt of under $10,000 and live in the Province of Ontario filing bankruptcy may not be the best option for you. We suggest you contact the Office of the Superintendent of Bankruptcy at 416-973-6441 to discuss your options, or you can visit their website here.

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Supplimentory Credit Cards

If I have credit cards, and my spouse has supplimentory cards, is this his debt as well, or can I claim Bankruptcy without him being affected?

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One Response to “Supplimentory Credit Cards”

Barton Goth GCO Bankruptcy Trustees said...

Normally as long as your spouse is only listed with supplementary cards, not listed as a joint borrower, then you don’t have any concern. However, I have heard of situations where the supplimentary card holder had made very significant purchases on the account so the credit card companies went after teh supplementary card holder for the purchases they made (not the full debt, just the debt that was related to teh supplementary card).