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*Unsecured debt includes credit cards, lines of credit, bank overdrafts, payday loans, and unsecured personal loans (excluding student loans). It does not include mortgages and car loans.

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How can we help you?

If you have unsecured debt of under $10,000 and live in the Province of Ontario filing bankruptcy may not be the best option for you. We suggest you contact the Office of the Superintendent of Bankruptcy at 416-973-6441 to discuss your options, or you can visit their website here.

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Canadian working in the US?

I am a Canadian citizen working and living in the US. I have Canadian debt from when I still lived in Canada which I am finding hard to manage. Am I able to declare bankruptcy in Canada, while living and working in the US? If so – how will this affect my US credit rating? Will my US creditors know of my bankruptcy here?

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One Response to “Canadian working in the US?”

Barton Goth GCO Bankruptcy Trustees said...

Technically speaking to be eligible to file bankrutpcy you must have been a resident of Canada within the last year. However, I have seen some situations where permission has been granted by the Superintendent of Bankrutpcy even if you are outside that window.

So what you need to do is contact a trustee in the area of Canada you last resided and see if they are in a position where they can help.