FILL OUT THE FORM BELOW AND RECEIVE A NO-OBLIGATION CONSULTATION

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*Unsecured debt includes credit cards, lines of credit, bank overdrafts, payday loans, and unsecured personal loans (excluding student loans). It does not include mortgages and car loans.

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How can we help you?

If you have unsecured debt of under $10,000 and live in the Province of Ontario filing bankruptcy may not be the best option for you. We suggest you contact the Office of the Superintendent of Bankruptcy at 416-973-6441 to discuss your options, or you can visit their website here.

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work

do you need a job to go bankrupt?

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One Response to “work”

A licensed trustee said...

No, you are not required to be employed in order to file for bankruptcy. That being said, many trustees will point out that if you are not working (and don’t own any assets) you may not need to file bankruptcy as you are likely “creditor proof”.

Creditor proof is an informal term used in the credit industry for persons that are insulated from most forms of collection and legal action due to their limited financial means.