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how much should I expect to offer in a proposal to be accepted

hi, About four years ago i lost my job in the high tech industry and was not able to get a new job for some time, i had about 25000$ in creit card debt that went into colection at the time and was harrased by the collection agencies, eventually i left canada for some time.
now i am back and i am working an o.k job and was wondering how can i fix this miss without declaring bankruptice?
how much i should expect to offer in a proposal to be accepted? and how much the propsal cost me?

thanks

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One Response to “how much should I expect to offer in a proposal to be accepted”

A licensed trustee said...

Your best bet is to contact a local trustee and go in to discuss your options. I can’t tell you what a proposal will cost without knowing much more about your situation – more than you can post on a public site.

Go and speak to a trustee – I am sure they will be able to help you sort things out.