FILL OUT THE FORM BELOW AND RECEIVE A NO-OBLIGATION CONSULTATION

"*" indicates required fields

Comments

This field is for validation purposes and should be left unchanged.

Name*

Phone Number*

Email*

This field is hidden when viewing the form

What's the best time to contact you?*

Location*

What city do you live in?*

Total Unsecured Debt*

*Unsecured debt includes credit cards, lines of credit, bank overdrafts, payday loans, and unsecured personal loans (excluding student loans). It does not include mortgages and car loans.

This field is hidden when viewing the form

Source

How can we help you?

If you have unsecured debt of under $10,000 and live in the Province of Ontario filing bankruptcy may not be the best option for you. We suggest you contact the Office of the Superintendent of Bankruptcy at 416-973-6441 to discuss your options, or you can visit their website here.

Agreement*

I understand that Bankruptcy-Canada.ca does not provide debt relief services directly and agree to securely share this information with a local Licensed Insolvency Trustee (LIT) for a free, confidential consultation.

Select Trustee By Province

Free at last I think!

I have finished my bankruptcy, my discharge certificate is on the way to me. What do I do now? I have car payments that reports my payments to the bureau every few months, I plan on getting a secured visa card. I have nothing to my name. I don’t know if I can find a place to live with my children now! What do I do to get back on my feet?

Impossible Dream

Share this post:

X (Twitter) Facebook Pinterest LinkedIn Email

One Response to “Free at last I think!”

A licensed trustee said...

It’s not really an “impossible dream” and we get asked your question quite a lot. The best suggestion I can give you is to either book an appointment to meet with your trustee or the person that provided your credit counseling sessions. In 5 or 10 minutes they can suggest a few options for you to consider to rebuild your credit after bankruptcy.

The single biggest factor will be time – most people can begin to access unsecured credit in 3 or 4 years after their bankruptcy is over. The higher your income the shorter the waiting period will be.