Gambling debt…
If a small percentage of debt is from a past gambling problem, how does that complicate a bankruptcy situation?
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If a small percentage of debt is from a past gambling problem, how does that complicate a bankruptcy situation?

In general, debts as a result of gambling make you ineligible for an automatic discharge after nine months. You would need to consult a trustee to determine if the amount you owe is significant.
If it is, an alternative to bankruptcy may be a consumer proposal.