FILL OUT THE FORM BELOW AND RECEIVE A NO-OBLIGATION CONSULTATION

"*" indicates required fields

Facebook

This field is for validation purposes and should be left unchanged.

Name*

Phone Number*

Email*

This field is hidden when viewing the form

What's the best time to contact you?*

Location*

What city do you live in?*

Total Unsecured Debt*

*Unsecured debt includes credit cards, lines of credit, bank overdrafts, payday loans, and unsecured personal loans (excluding student loans). It does not include mortgages and car loans.

This field is hidden when viewing the form

Source

How can we help you?

If you have unsecured debt of under $10,000 and live in the Province of Ontario filing bankruptcy may not be the best option for you. We suggest you contact the Office of the Superintendent of Bankruptcy at 416-973-6441 to discuss your options, or you can visit their website here.

Agreement*

I understand that Bankruptcy-Canada.ca does not provide debt relief services directly and agree to securely share this information with a local Licensed Insolvency Trustee (LIT) for a free, confidential consultation.

Select Trustee By Province

is it possible for a creditor to obtain a wage garnishment without taking me to court

Other than Revenue Canada, is it possible for a creditor to obtain a wage garnishment without taking me to court. ie what would the process be – do i get notified to go to court? and can creditors do it without notifying me?

Share this post:

X (Twitter) Facebook Pinterest LinkedIn Email

One Response to “is it possible for a creditor to obtain a wage garnishment without taking me to court”

Barton Goth, GCO Inc. Bankruptcy Trustees said...

There are only 2 ways regular creditors (i.e. not Canada Revenue Agency) can implement something similar to a garnishee. The first is if you have voluntarily made a wage assignment (i.e. given the creditor the right to contact your employer and take funds directly from your pay cheque) and the second is if you owe money to the bank you are currently banking at, they have the right of set-off, meaning at any time, without notice to you they can take funds directly from your account and use them to pay outstanding loans (very similar to a garnishment of a bank account.