FILL OUT THE FORM BELOW AND RECEIVE A NO-OBLIGATION CONSULTATION

"*" indicates required fields

URL

This field is for validation purposes and should be left unchanged.

Name*

Phone Number*

Email*

This field is hidden when viewing the form

What's the best time to contact you?*

Location*

What city do you live in?*

Total Unsecured Debt*

*Unsecured debt includes credit cards, lines of credit, bank overdrafts, payday loans, and unsecured personal loans (excluding student loans). It does not include mortgages and car loans.

This field is hidden when viewing the form

Source

How can we help you?

If you have unsecured debt of under $10,000 and live in the Province of Ontario filing bankruptcy may not be the best option for you. We suggest you contact the Office of the Superintendent of Bankruptcy at 416-973-6441 to discuss your options, or you can visit their website here.

Agreement*

I understand that Bankruptcy-Canada.ca does not provide debt relief services directly and agree to securely share this information with a local Licensed Insolvency Trustee (LIT) for a free, confidential consultation.

Select Trustee By Province

Utilities

What happens to phone, electricity, internet and cable utilities in the event of a bankruptcy? My utility bills are all paid-up but its my student loan and legal fees that are pushing me into bankruptcy again. I use my home internet for working and I hope I can keep that.

Also, under current laws, how long is somebody considered in bankruptcy if its their second bankruptcy?

Thanx

Share this post:

X (Twitter) Facebook Pinterest LinkedIn Email

One Response to “Utilities”

A licensed trustee said...

You are not required to include your utility accounts in your bankruptcy filing – you will simply keep paying the bill and they will continue to provide you with service.

If you have already filed bankruptcy once and are considering a second filing then be prepared for it to run significantly longer – how long depends on the practice of the local Court in your area. I suggest you use our search feature to find a trustee in your area and give them a call.