Student Loans in Bankruptcy: Anonymous Questions and Answers

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Student Loans and Bankruptcy in Canada

Current legislation on student loans in bankruptcy and proposed law changes

New Bankruptcy Laws Came into Effect on July 8, 2008

Does this sound like you?

Under current law, Canadian student loan debt can be discharged in a bankruptcy, under the condition that at least ten years has passed since the individual ceased to be a full-time student. However, the new proposed rules may lower that limit.

To find answers to your more specific questions about student loans in bankruptcy:

Read our articles about student loans in bankruptcy:

To ask a question about Canadian student loans in bankruptcy:

You can also contact a trustee for a consultation: your first meeting will be free of charge or obligation, and will deal exclusively with your personal circumstances.

For questions on student loan debt and related topics, trust the experts at Bankruptcy Canada!

The latest questions on student loans in bankruptcy, with our experts' responses

My last date of study was in June of 2006. I had been making full payments for years after my […]

Filed under: Student Loans
Posted on Friday, December 19, 2014
box listanswered by Questions @ 2:08 pm 1 Comment

Hello, I graduated in June 2006 and in May 2007 I left Canada to move abroad. I have been abroad […]

Filed under: Student Loans
Posted on Friday, December 19, 2014
box listanswered by Questions @ 2:03 pm 1 Comment

I filed for bankruptcy 8 years after I finished university. I completed a master’s program within those 8 years but […]

Filed under: Student Loans
Posted on Monday, December 15, 2014
box listanswered by Questions @ 10:36 am 1 Comment

I received osap for college in 1994(?) and did not graduate in 96 as I gave birth. Since then I […]

Filed under: Student Loans
Posted on Tuesday, September 9, 2014
box listanswered by Jillian Taylor-Mancusi, Trustee | B.A. | C.I.R.P @ 2:59 pm 1 Comment

I graduated from university in April 2013 and was told that my 12 month payment free period would be over […]

Filed under: Student Loans
Posted on Thursday, July 31, 2014
box listanswered by Questions @ 9:24 am 1 Comment

Hello I graduated in 2008 and was filling out the Edulinx form b for interest relief every 6 months, then, […]

Filed under: Student Loans
Posted on Monday, June 2, 2014
box listanswered by Desmond West-Chow, CIRP @ 3:42 pm 1 Comment

Am I responsible for my spouses student loans?  My husband has student loans from before we met. He is currently […]

Filed under: Student Loans
Posted on Monday, June 2, 2014
box listanswered by Desmond West-Chow, CIRP @ 3:37 pm 1 Comment

I was 7 years past the last date of being in university in April 2013, with outstanding student loans. I […]

Filed under: Student Loans
Posted on Wednesday, January 8, 2014
box listanswered by Questions @ 10:08 am 1 Comment

My sister has accrued student loans from Ontario and BC in the amount of $50,000. She has stopped being a […]

Filed under: Student Loans
Posted on Thursday, November 21, 2013
box listanswered by Questions @ 9:03 pm 1 Comment

I finished my schooling June 2006. I have a $30,000 loan debt. I filed for bankruptcy in January of 2011 […]

Filed under: Student Loans
Posted on Thursday, September 19, 2013
box listanswered by Questions @ 5:52 am 1 Comment