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*Unsecured debt includes credit cards, lines of credit, bank overdrafts, payday loans, and unsecured personal loans (excluding student loans). It does not include mortgages and car loans.

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How can we help you?

If you have unsecured debt of under $10,000 and live in the Province of Ontario filing bankruptcy may not be the best option for you. We suggest you contact the Office of the Superintendent of Bankruptcy at 416-973-6441 to discuss your options, or you can visit their website here.

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What is discharged by bankruptcy?

Are court fees, taxes and small claims judgements covered by bankruptcy?

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One Response to “What is discharged by bankruptcy?”

Desmond West-Chow, CIRP, Trustee said...

For the most part court fees and judgements are dischargeable (or covered) in a bankruptcy. The only major exception to this would be a) fines, penalties or restitution orders (or items similar in nature) b) any award of damages in a civil court for bodily harm, sexual assault or death resulting from either and c) debts resulting from fraud. Taxes are also dischargeable in a bankruptcy.