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If you have unsecured debt of under $10,000 and live in the Province of Ontario filing bankruptcy may not be the best option for you. We suggest you contact the Office of the Super Intendent of Bankruptcy at 416-973-6441 to discuss your options, or you can visit their website here.

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Surplus income

When calculating surplus income, do I need to include my 22 yr old daughter`s fluctuating income? She pays no rent at home, nor has she ever.

Posted from: Ontario

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One Response to “Surplus income”

A licensed trustee said...

If your daughter is still in school and not contributing to the hosuehold in any way then your trustee may allow you to exclude her income. If she is no longer in school then your trustee is likely to point out that at 22 years of age perhaps she should be helping out, particularly since you are in some financial difficulty…

So, discuss this in detail with your trustee BEFORE you file.