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oppose discharge

Is it likely a creditor opposes discharge for debt under 10k? or does it usually happen with larger amounts?

Posted from: Ontario

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One Response to “oppose discharge”

A licensed trustee said...

Creditors oppose people’s discharges for many different reasons – the amount of debt doesn’t necesarily increase or decrease the likelihood of an opposition.

The most common reason that crediotrs oppose a person’s discharge is the improper use of credit prior to filing. For example using a credit card to go out and buy a large number of “gift certificates” just before filing for bankruptcy or a proposal.

If you’ve not done anything inappropriate then you shouldn’t worry about a creditor opposing your discharge – it’s a fairly rare occurance.