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Statute of Limitations

Hi,

All my debts are while I was in Vancouver, BC. Then we left for 2 years from Canada due to family problem and now back in Ontario permanently. I do not have a job and need to file bankruptcy or proposal. My question is do I need to file bankruptcy in Vancouver or Toronto? Since 2 years have passed, in my case SOL will be counted in BC (6 years) or ON (years)? – Please let me know.

Posted from: Ontario

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One Response to “Statute of Limitations”

Barton Goth – Goth & Company Inc. -Trustee in Bankruptcy said...

You are quite correct that there is a statute of limitations in each province. The thing I have found with this legislation is that it is largely dependent of what action your creditors take and quite frankly most creditors are fairly savy, they understand what they need to do to preserve their collection abilities so very rarely will you find a debt is elimidated simply due to passage of time. Therefore my expectation is that you will need to contact a local trustee and investigate the filing of either a bankruptcy or a proposal and this should be done where you are currently living.