Should I wait?
I never thought it would ever come to this, but it looks like I will have to go bankrupt. It is true what you say, that the hardest part of the process is accepting it and taking the first step of seeing a trustee. We have been living on credit for too long now since I became totally disabled a year ago. My question is; now that I have decided I have to do this, I feel like I have to wait another 3 or 4 months with no credit card use showing, before I can show my face to a trustee. Charges have been all gas and groceries for past 3 months.
Posted from: Ontario