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*Unsecured debt includes credit cards, lines of credit, bank overdrafts, payday loans, and unsecured personal loans (excluding student loans). It does not include mortgages and car loans.

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If you have unsecured debt of under $10,000 and live in the Province of Ontario filing bankruptcy may not be the best option for you. We suggest you contact the Office of the Super Intendent of Bankruptcy at 416-973-6441 to discuss your options, or you can visit their website here.

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Activating credit card

I received a credit card just before I declared bankruptcy. I did not activate this card. I now have my absolute discharge. Can I now activate this card?

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One Response to “Activating credit card”

A licensed trustee said...

When you go bankrupt you are required to surrdender all credit cards to the trustee, whether they are active or not. Since your bankruptcy is now finished, I would suggest you contact the credit card company and re-apply for the card; it will then be their decision whether or not they will allow you to activate the credit card.