FILL OUT THE FORM BELOW AND RECEIVE A NO-OBLIGATION CONSULTATION

"*" indicates required fields

Name*

Phone Number*

Email*

This field is hidden when viewing the form

What's the best time to contact you?*

Location*

What city do you live in?*

Total Unsecured Debt*

*Unsecured debt includes credit cards, lines of credit, bank overdrafts, payday loans, and unsecured personal loans (excluding student loans). It does not include mortgages and car loans.

This field is hidden when viewing the form

Source

How can we help you?

If you have unsecured debt of under $10,000 and live in the Province of Ontario filing bankruptcy may not be the best option for you. We suggest you contact the Office of the Super Intendent of Bankruptcy at 416-973-6441 to discuss your options, or you can visit their website here.

Agreement*

I understand that Bankruptcy-Canada.ca does not provide debt relief services directly and agree to securely share this information with a local Licensed Insolvency Trustee (LIT) for a free, confidential consultation.

Name

This field is for validation purposes and should be left unchanged.

Select Trustee By Province

morality and debt.

Am I a bad person if I cant pay my bills? I am taking someone’s money who owns part of the credit card company .Now that I owe so much and can’t pay I feel like I stole it.I used it to live on .I have had the cards for more than 10 years and was allowed to use them. Honestly I dont know how my debt got so out of control. I didn’t over spend on them. I didn’t gamble or purchase trips etc.Are there many others in my position? Do many people pay one card with an other like I do? Are companies understanding when you can’t pay or go bankrupt.Will they try ferociously to get every dime. If I speak to them and tell them my situation ,will they realize I can’t pay and not be as tough on me.Or will they try everything to get every penny.

Share this post:

X (Twitter) Facebook LinkedIn Email

One Response to “morality and debt.”

A licensed trustee said...

You are not a bad person just because you can’t pay your bills (just like you are not a bad person if you get a cavity in your teeth). More than 100,000 people in Canada go bankrupt or file a consumer proposal each year, so you are not alone. You should not try to deal with this alone. Speak to a trustee who will explain your options so that you can get back on track.