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Garnishee in New Brunswick

Can wages be garnisheed in New Brunswick for failure to pay unsecured debt?

One Response to “Garnishee in New Brunswick”

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Barton Goth, GCO Inc. Bankruptcy Trustees said...

Your typical unsecured creditor should not be able to garnishee you paycheck directly as the garnishment does not apply to wages (see https://www2.gnb.ca/content/gnb/en/services/services_renderer.201498.Enforcement_of_Money_Judgments.html). However, they can attach themselves to any non-exempt property and force a sale of that property or garnish bank accounts. I must emphasize that this applies only to your standard unsecured debts (i.e. credit cards, bank loans, etc.), certain creditors are given special status (i.e. CCRA, Provincial Treasury, Municipal taxes, etc.). For more information I recommend contacting a trustee’s office in your local area, they will be better able to discuss many of the specifics concerning your situation. If you follow the links to the right of the page they will put you into contact with a firm that will be more familiar with the specific legislation in your area.