buying a second home after bankruptcy

May 16th, 2005 by Questions

how difficult will it be to be financed on a second mortgage after being discharged from bankrupty? I currently own a home but my family is outgrowing it. we are looking @ upgrading to a larger home and has been discharged for 6 mos. now. I\’ve started to rebuild my credit (although – not much yet)
thanks

Questions

One Response to “buying a second home after bankruptcy”



, A licensed trustee said:

It is possible to purchase a home after completing a bankruptcy. In most cases, because of the bankruptcy, the lender will require a higher down payment then if you have not gone bankrupt.

We recommend that you talk to your bank or a mortgage broker to determine what mortgage amount you will qualify for; then you will know how much more you will need to save to purchase that home.

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