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Can a collection agency take my disability payments?

I have debt owing to Bell and Visa. I have no assets, ie no car and live at parents. I am now on disability but owe money to Bell just under $1,000 and credit cards for $12,000. The collection agency is threatening to take legal action. Can they take my disability to pay for this loan or what can I do to get them off my back?

Posted from: Ontario

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One Response to “Can a collection agency take my disability payments?”

Jillian Taylor-Mancusi, Trustee | B.A. | C.I.R.P said...

Some disability is not attachable, but not all. While judgement creditors may not be able to garnish such resources as CPP disability they can garnish bank accounts and seize non-exempt assets.

For more information you should contact an Ontario Bankruptcy Trustee to discuss your options.