What if I can’t afford my rent after filing?

I have about 75,000 in debt, filing for a consumer proposal. I will continue to pay for my vehicle which is book valued 5000, and last payment is September 2015, my question is, I am living with my son and pay only 500, but my son and his wife will be moving out in October 2015 and I will have to move and get my place. Rent, grocery, cable, perhaps some utility, a cell phone will be more than 500 a month, perhaps as high as 1300 a month, and I proceed to make this proposal before me moving out into my place, how do we calculate 1300 for the new location once I move? What if I can’t afford my rent after filing a consumer proposal? I don’t want to get into a consumer proposal and have a monthly payment, and not be able to afford my place. Please advise?

One Response to “What if I can’t afford my rent after filing?”

Desmond West-Chow, CIRP said...

This is dealt with on a case-by-case basis and as such you will need to contact the Trustee who will be administering your consumer proposal to discuss the upcoming changes in your expenses. In doing so, you and your Trustee can discuss how the changes will be reflected and taken into account when filing your proposal.