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Can I file a consumer proposal even though some debts are already in collection?

Can I file a consumer proposal even though some debts are already in collection and can I keep my vehicle and camper as long as I keep paying

Posted from: Ontario

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One Response to “Can I file a consumer proposal even though some debts are already in collection?”

A licensed trustee said...

Yes on all questions. When you file a proposal you may keep paying your secured debts if you like – if you do you get to keep the car and/or camper.
In regards to your other debts, it doesn’t matter if your payments are up to date, or if you have already been sued in Court. They are all included in your consumer proposal.