FILL OUT THE FORM BELOW AND RECEIVE A NO-OBLIGATION CONSULTATION

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If you have unsecured debt of under $10,000 and live in the Province of Ontario filing bankruptcy may not be the best option for you. We suggest you contact the Office of the Superintendent of Bankruptcy at 416-973-6441 to discuss your options, or you can visit their website here.

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Joint filing of a consumer proposal

My common-law husband and I share a mortgage, but all of our consumer and income tax debt is in each of our names individually. Are we still able to make a consumer proposal jointly, and can it happen if only one of us is earning an income? I am currently on maternity leave, and jobs in my field (teaching) are difficult to come by unless I can work casually (subbing). The cost of having available childcare for 2 children in order to substitute teach is higher than the actual income I will make.

Posted from: Alberta

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One Response to “Joint filing of a consumer proposal”

Barton Goth – Goth & Company Inc. -Trustee in Bankruptcy said...

It may be possible. We would have to look at it a little more specifically as we have to demonstrate that the majority of debt is joint and the creditors would be better off under a joint proposal than with a bankruptcy. But click on the green button to schedule an evaluation and we can definately look to see if we can do things jointly.