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Joint filing of a consumer proposal

My common-law husband and I share a mortgage, but all of our consumer and income tax debt is in each of our names individually. Are we still able to make a consumer proposal jointly, and can it happen if only one of us is earning an income? I am currently on maternity leave, and jobs in my field (teaching) are difficult to come by unless I can work casually (subbing). The cost of having available childcare for 2 children in order to substitute teach is higher than the actual income I will make.

Posted from: Alberta

One Response to “Joint filing of a consumer proposal”

Barton Goth – Goth & Company Inc. -Trustee in Bankruptcy said...

It may be possible. We would have to look at it a little more specifically as we have to demonstrate that the majority of debt is joint and the creditors would be better off under a joint proposal than with a bankruptcy. But click on the green button to schedule an evaluation and we can definately look to see if we can do things jointly.