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rgba(0,0,0,1)}body{margin:0;--wp--style--global--content-size:1200px;--wp--style--global--wide-size:1400px}body{--wp--style--block-gap:24px}body{padding-top:0;padding-right:0;padding-bottom:0;padding-left:0} Proposal Default | Bankruptcy Canada
Ultimately, the responsibility to make the correct payments was yours – that’s not to say your trustee didn’t screw up, but it was your proposal and you should have noticed that the payments were lower than they were supposed to be.
If your trustee is telling you that you have to bring it current right away they’re being a bit “bullheaded”. I suggest you go to Court, explain what happened and then ask the Court for permission to file a second proposal for the same debts as the first one. This is often called a completion proposal -by filing a second proposal you can have up to 60 months to make the payments, as opposed to having to make even larger payments than the $450 you originally agreed to in the time that you had left.
As an added bonus, if you get a Court Order allowing you to file a second proposal you don’t have to stick with the trustee that you’ve been dealing with – take your Court Order and find a new trustee…