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home equity

We owe 17,000.00 in unsecured credit cards and have 50,000 equity in our home but have been declined for both reconsolidation and refinancing, can we be approved for a consumer proposal?

Posted from: Ontario

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One Response to “home equity”

A licensed trustee said...

Yes you can, but you will have to offer your creditors 100% repayment plus the costs of the proposal. You should expect to have to pay around $22,000 in total to deal with the $17,000 that you owe.