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unsecured

Citifinancial holds a second mortgage on my home and and an unsecured personal loan that has about 5500 left on it. If I go through with a consumer proposal can they try and take my home or add the loan to my second mortgage ? I have never missed a payment with them.

Posted from: Ontario

One Response to “unsecured”

A licensed trustee said...

No – the law specifically prohibits anyone cancelling a contarct simply becuase someone has filed a consumer proposal or bankruptcy.

If you keep your payments on the second mortgage current Citifinancial does not have the right to call the loan (or take your home).