Free Consultation

Second time

Is your credit ratin effected for 14 years, as opposed to 7, if this is the second time a formal proposal has been submitted?

Posted from: Ontario

One Response to “Second time”

Barton Goth – Goth & Company Inc. -Trustee in Bankruptcy said...

The result of a consumer proposal is listed at 3 years from completion. There is nothing listed with Equifax or TransUnion that suggests this changes with a second proposal. As far as I am aware the 14 years applies to a second bankruptcy, not a proposal.