How to Stop CRA Garnishment After Receiving an RTP Demand Payment Letter

Ever felt the stress of unexpected financial setbacks? How to stop CRA garnishment is a question many Canadians face when dealing with debt issues and a RTP (Requirement To Pay) from the Government of Canada. Understanding the steps to halt this process can alleviate a significant amount of stress and help you regain control over […]

How Many Times Can You Do A Consumer Proposal

Ever felt like you’re stuck in a financial maze with no exit in sight? Debt can weigh you down, making every day feel like an uphill battle. But what if there’s a way to reset and start fresh? How many times can you do a consumer proposal? The straightforward answer is that you can file […]

Who Can Put a Lien on Your House in Canada?

Liens can significantly impact property ownership in Canada, often catching homeowners off guard. Understanding liens—what they are, the types that exist, and who can place them on your property—is crucial for any homeowner. This article unpacks the complexities of liens, explores potential lien holders, and discusses the consequences they can have on property sales. It […]

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No Legal Requirement to Inform your Spouse

I am seriously thinking of applying for a CP, but I don’t want my husband to know, is that at all possible? he has very good financial standing while I`m seriously in trouble, I am joint account holder with some of his accounts only for easy access for our children`s needs and emergency. and I cannot AT ALL use it for my own troubles. please advise if i can apply for CP without my spouse knowing or other family. thanks.

Posted from: Manitoba

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One Response to “No Legal Requirement to Inform your Spouse”

A licensed trustee said...

Well, there is no legal requirement that your spouse be told, BUT a consumer proposal usually runs for 4 or 5 years. There is a pretty good chance they will find out “by accident” some time during the proposal.

You have to ask yourself if forgiveness is better than permission…