Supplementary card liability
August 8th, 2010 by Questions
I am considering a consumer proposal, with my husband`s help for payment. For I do not have income since July 2009. My husband holds a supplementary card to my Visa since the nineties, he rarely uses it, not used in the past year at least. Will he be pursued by the credit card company for the balance? Please advise. Thanks.
Posted from: Manitoba
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August 09, 2010 at 7:06 am, A licensed trustee said:
Probably – if he ever used the card (and from your comment it sounds like he has) then he became a co-borrower for the debt. As such he will likely be held responsible for the entire debt by the credit card company.
To be sure, call the credit card company and ask them whose names are associated with the card – if they don’t list your spouse then perhaps they won’t have to pay.