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rgba(0,0,0,1)}body{margin:0;--wp--style--global--content-size:1200px;--wp--style--global--wide-size:1400px}body{--wp--style--block-gap:24px}body{padding-top:0;padding-right:0;padding-bottom:0;padding-left:0} Car Lease & Mortgage Renewal | Bankruptcy Canada
There is nothing that can guarantee that you can keep your car or qualify for a mortgage in 4 years. However it is much more likely with a proposal than in a bankruptcy.
Specifically with respect to the vehicle, it can be written into the terms of the proposal that you will continue to make the required payments as originally contracted and in practice we find that the leasor’s prefer most people to retain these vehicles whereever possible.
As for qualifying for a mortgage, this will be more difficult but is definately possible (especially where you have a good history of making your payments on time, then your existing lender tends to focus less on your credit history report as they have their own history with you).