My name is Wendy and I completed my consumer proposal in 2013 (Wendy’s Story). At the time, despite what I thought of as good financial awareness, my bills just got ahead of me. Before long, I was using lower interest account credit cards to pay off higher ones and that type of thing, and I realized I was in trouble. I saw a Trustee and filed a consumer proposal. It was the best decision I could have made.
My goal is to help provide hope to Canadians in debt by sharing my experience, and advice as a consumer – and also to help eliminate the stigma and embarrassment surrounding people who file a consumer proposal or bankruptcy.
Finally, if you’re looking for help, and plain old optimism just isn’t helping anymore, you should contact a Trustee. There’s no risk in seeing one.
In 2009, something occurred that I had never anticipated: I became insolvent. How could this happen? Wasn’t I a responsible person? Wasn’t I sensible, smart enough to understand interest rates? But, happen it did. I have a home-based company. Business had been brisk for over 10 years. But in 2009, as the recession deepened, my […]