just looking for some ansers

November 14th, 2010 by Questions

i am 26 years old… i have about 60,000 dollars in debt . 25,000 is for a truck i bought . one year ago i consolidated a lot of debt which totals 25,000 dollars and a student loan of 10,000. its hard to get out of this debt. i was thinking bankrupcy but i plan to buy a house with my girlfriend in the spring. her credit is good. my questian is if she buys the house under her name and credit with me just as someone putting money toward the mortgage would it affect us getting approved?

Posted from: Ontario


One Response to “just looking for some ansers”

, Barton Goth - Goth & Company Inc. -Trustee in Bankruptcy said:

If your girlfriend doesn’t use your name on the mortgage application then it makes no difference whether you filed bankruptcy or not. The only time that your filing a bankruptcy would cause difficulties is if they requried your income for her to qualify for the mortgage.

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