do you have to be in collections
July 15th, 2010 by Questions
Hello,I have been paying my debts for years tried not to get behind leaving pay check to pay check going without everything,I don`t seem to be getting anywhere the bank won`t help the credit cards and the loan have very high interest rates. I went to see about orderly payment of debt and they said I`m paying out more than i taken in . They suggested to talk to a trustee. I guess my queston is do you have to be in collections before going bankrupt?
Posted from: Nova Scotia