join chequing account
November 6th, 2008 by Questions
I am thinking of going bankrupt. My spouse and I have a joint chequing account (our main account with our pay cheques going into this account), as well as a VISA credit card. Both accounts often go overdraft. How would this account affect my spouse? Can the creditors take money out of the chequing account? Can I call the bank and say `remove my name from the accounts because I plan to go bankrupt`? I owe the bank $20,000 in a loan, a line of credit and $20,000 in the VISA. My spouse wants to keep both accounts though.
Posted from: British Columbia