March 14th, 2007 by Questions
Can I apply for a new mortgage…I was discharged from my bankruptcy in 2002. I have steady income since then.
March 15, 2007 at 8:41 am, A licensed trustee said:
Sure you can – the real question is are you likely to be approved for the mortgage and unfortunately that is up to the lender(s) to decide.
If you have been dealing with the same bank since your discharge then I suggest you book an appointment with their loan officer and ask them whether or not you’re likely to be approved.
A word of caution – every time you apply for new credit the application appears as an item on your credit bureau. If your bank can’t help you then wait a few months before you go and see anyone else…
Good luck with your house purchase.
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