Removing bankruptcy from credit reports
November 8th, 2006 by Questions
It has been 6 years since my discharge. Equifax has removed the bankruptcy from my credit report. However, Transunion states I must wait until 7 years. I would like to buy a new car and am wondering if this will cause a problem for me?
I understand various car dealerships use one or both of the credit bureaus to determine eligiblity for financing. Could you tell me if there is a car dealership that uses Equifax only? Or is there any way to have Transunion remove the bankruptcy from my credit report? It seems odd that Transunion would keep it on longer as Equifax is the more credible bureau.