Alimony and creditors in personal bankruptcy
March 25th, 2006 by Questions
My mother and I live in a rental home. We haved lived there for more than 10 years .I am disabled and receive 440 a month . She is so far in debt.They are taking her to court to get a judgement .She cannot pay her debt.It is almost 40 thousand . Her income comes from old age security,CPP , and alimony from my father(approx 1200 /month). She has no property .It is all credit card (charged when things were good). She gave me several supplementary credit cards and I used them. I have a car worth 6 thousand and owe half of that to the bank.My disabilty keeps me from working.Will the credit card companies come after me for the money? I can’t pay anything with an income of 440 dollars. Could they take my vehicle? I have good credit now.If they came after me it would ruin it .Even if they do come after me they can’t get anything. My mother is about 6 months behind on all the cards and never once have they contacted me . Collection agencies call and mail her notices every day. None of these creditors are on my credit report .Can the courts garnishee my mom’s alimony ( it is only 200 a month). Any insights?