problems with discharge
January 6th, 2006 by Questions
My husband filed bankruptcy in 1998 and attended the first credit counselling session. Due to unforeseen cirumstances, he could not attend the second session and has since moved from where he filed bankruptcy. He has never received anything in writing from the trustees regarding what he would have to pay them nor have arrangements been made by the trustees to make the monthly payments for the discharge. My husband basically believed that his job was done with the bankruptcy and has moved on with his life. He has since moved to another province.Now, 7 years later, he is trying to clear this matter up and obtain a discharge, but the trustees are refusing to send him anything in writing and are asking for a large amount of money to POSSIBLY get his discharge taken care of (I say possibly as they have not given us any guarantees that they will complete the paperwork expeditiously since my husband has been unreachable for so many years). Legally, do they have a right to withhold information regarding his bankruptcy? We have asked for something in writing spelling out a breakdown of the charges they are requesting and they are refusing to send us anything in writing, stating that “what they say on the phone is good enough”. They are also stating that he still has to attend the second counselling session and send them 5 years worth of tax assessments until they will consider re-opening his file. None of this seems legal to me and I want to know what rights does my husband have as a bankrupt to rectify this matter.