February 13th, 2008 by Questions
I have taken a job loss due to relocation. I work 2 days a week and cannot afford my monthly payments on credit cards and student loans. Total debt owing approx. 16,000.00. I do not own a house. It is in my spouses name due to my bad credit rating. Will filing bankruptcy affect my spouse and is there any other way I can get out of debt without filing bankruptcy.