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seperated but not divorced

i am filing bankrupsy but I am not sure how I go about it as I am legally seoerated but not divorced.. can I assume all the debt or do we have to do it together

Posted from: Nova Scotia

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One Response to “seperated but not divorced”

A licensed trustee said...

Your marital status makes no difference to the bankruptcy or to who is legally responsible to repay the debt. If both you and your spouse signed for a loan or other credit then you are both responsible to repay the debt. The only people that can release either of you from the debt(s) is/are the lenders. You can “assume all of the debt in a divorce”, but it is meaningless as far as the lenders are concerned – they may still collect from whomever signed for the debt.