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what if you file bankruptcy in 2011 but a claim was already out in 2010 and you did not notify the creditor or put it on the notice of bankruptcy and now the creditor is garnishing you. Are you still proctected by the Stay or can they still continue with the garnishment? Bankrupt set to discharge within 4 months.

Posted from: Ontario

One Response to “garnishment”

A licensed trustee said...

Contact your trustee – you are going to have to explain why the debt wasn’t listed when you filed your bankruptcy. If your trustee thinks you deliberately left it off your list you may have to appear in Court to explain why the debt should be included now.