Yes you may – legally there is not limit to how many times a person can file.
BUT each time you file the process becomes longer and more expensive. For example:
– the first time you file your procedure will last either 9 or 21 months depending on your household size and income (the more you earn the longer it takes).
– the second time you file your procedure will last either 24 or 36 months depending on your household and income. About 15% of all bankruptcy end up filing a second time.
– the third time you file you must appear in Court and request a discharge. The hearing will not be scheduled until after 24 or 36 months depending on your income. In most cases, the Court will order another year of payments and other conditions before you will be granted release.
– if there is a fourth time the Court will consider all of the facts associated with your first 3 filings before they determine what to do with you…
Yes you may – legally there is not limit to how many times a person can file.
BUT each time you file the process becomes longer and more expensive. For example:
– the first time you file your procedure will last either 9 or 21 months depending on your household size and income (the more you earn the longer it takes).
– the second time you file your procedure will last either 24 or 36 months depending on your household and income. About 15% of all bankruptcy end up filing a second time.
– the third time you file you must appear in Court and request a discharge. The hearing will not be scheduled until after 24 or 36 months depending on your income. In most cases, the Court will order another year of payments and other conditions before you will be granted release.
– if there is a fourth time the Court will consider all of the facts associated with your first 3 filings before they determine what to do with you…