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MIF Deficiency Judgements

If I go bankrupt will I still be liable for my debt after the foreclosure of my house?

Posted from: Alberta

One Response to “MIF Deficiency Judgements”

Barton Goth – Goth & Company Inc. -Trustee in Bankruptcy said...

As long as the foreclosure was initiated prior to the filing of the bankruptcy, then the shortfall is simply an unsecured debt that is cleared by the bankruptcy. Timing is essential, if the foreclosure was after the filing of the bankruptcy, then you would still be responsible for the debt.