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Time Span bankruptcy listed with credit bureau

How long does bankruptcy stay on your credit report?

After it is wiped off, is there any way to say from a credit report if the person is a prior bankrupt?

Thanks.

Posted from: Ontario

One Response to “Time Span bankruptcy listed with credit bureau”

Barton Goth – Goth & Company Inc. -Trustee in Bankruptcy said...

A bankruptcy is listed with the credit bureau for a maximum of 6 years from the date you are discharged.

So at that point any information about the bankruptcy is purged and from reading the credit report there shouldn’t be any comments related to the bankruptcy.

However, every time you apply for credit, if the question have you filed for bankruptcy in the past is asked, legally you still have to answer it positively or it would be considered fraudulent.