Suing a debt collection agency
I`ve been out of bankruptcy for about 5 years now. When I filed, one of my debts (~$300) was included but the creditor did not respond. Therefore they did not get any money from my bankruptcy. Fast forward to today, I am getting 2-3 calls per day from iQor, who are extremely annoying and rude. I am done explaining to them about my bankruptcy and the statute of limitations (this debt is 10 years old now).
I`m thinking of suing them for MY time and money spent answering their calls. I figure $50 per call is reasonable. How do I begin the process?
Posted from: Nova Scotia
You have the right to initiate legal action, but I think once you speak to a lawyer and find out the cost you may reconsider. If you really want to proceed then hire a alwyer, give them $2500 as a retainer and they will get things started for you.