Mr. Lee

August 20th, 2009 by Questions

I declared bankruptcy in April of 04 and due to a series of personal problems and moving around the process after the declaration never got finished. In Sept of 04 I contacted my trustee and was about to continue with the process as soon as I got a job. And then more personal issues came up and I ended up moving again. I contacted my trustee via email around Feb of 05, told her the situation, however she stated that she would deal with it when I moved back to that province. I informed her that I was not coming back and asked what I could do. I never heard back from her. Basically the situation went from bad to worse and I am sitting in limbo, not wanting to make any contact with anyone about it for fear of, well that`s just it, I don`t know what is in store for me, if it was discharged or if there is a statute of limitations that apply, or hefty fines, I really don`t have any idea. I want to get on with my life my I worry about this daily.
What can I do? Or do I need to do anything? It happened in ON, but I now live in NL.

Posted from: Newfoundland and Labrador


One Response to “Mr. Lee”

, A licensed trustee said:

Option 1: contact the trustee in Ontario (hire a lawyer if you have to) and finish the bankruptcy in Ontario – this may mean you’ll have to take a trip to Ontario in order to appear in Court, but that’s aprt of the price you’ll pay for not completing the bankruptcy properly in the first place.

Option 2: hire a lawyer in NL and have them request that your bankruptcy file be transferred/heard in an NL Court. You’ll still need the co-operation of your Ontario trustee in order to detremine what you need to do in order to complete your bankruptcy. Option 2 ALWAYS costs more than Option 1, so it is not usually done…

For other people reading the site – I’ve said this many times – please, if you file for bankruptcy then make sure you will be able to complete the process as required. If you don’t then the whole thing becomes more complicated and MUCH MORE EXPENSIVE. The Bankrutpcy Act is designed to help you solve a problem (ie your debts), but you’ve got to do your part or it simply won’t work.

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