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co-signer on bank account?

My son filed for bankruptcy, which included a little over 1000.00 in overdraft on his bank account. Years after he opened this account, I got a bank card, on his acct as he moved to the U.S. & I needed access to his acct to pay bills, for him, here in ontario. The bank know tells me that I am a co-signer on his bank acct so I must pay this debt.The bank mgr asked me when I called if the statement`s were addressed to both of us,& it`s only addressed in my son`s name. Also, my son asked me, why did the bank let him get the overdraft and not make me sign for that since they consider me a co-signer or this to be a joint account. Does the bank have the right to come after me?

Posted from: Ontario

One Response to “co-signer on bank account?”

Barton Goth – Goth & Company Inc. -Trustee in Bankruptcy said...

This all depends on what you have signed on. If you have signed a document with the bank that stipulates you are jointly liable for this amount then you are. If I were you I would ask the bank for something verifying that you are jointly liable and if they can demonstrate that you have done so, then the bank does have the right to come after you.