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J. Loewen

Hi,
My husband and I declaired bankruptcy April 06. We were so nervouse about the whole thing. The trustee we had told us we would still have to pay back around $26,000.00 with monthly payments sent to his office in the amount of $500.00 per month. We haven`t always been able to to that. His office never phones and complains to us. they do keep out tax return each year. Everyone I have ever spoken to regarding bankruptcy never had to pay anything back. They owed much more then we did as well. We don`t even own an expensive home, we live in a trailer home. My question is we are in our mid 50`s will we ever get a complete discharge?

Posted from: British Columbia

One Response to “J. Loewen”

A licensed trustee said...

I’m sorry, but you need to go and speak to the trustee that is handling your bankruptcy. It is not the trustee’s responsibility to call and remind you to pay (or complain when you don’t pay) – it is your responsibility to see that you do.

In regards to your concern over how much you are required to pay, well, without a complete knowledge of your file I can’t second guess what your trustee has decided. If you think yiou have been treated unfairly you should contact the Office of the Superintendent of Bankruptcy and ask them to look into how your file was been administered.

To answer your final question, “will we ever get a complete discharge?” Certainly, but only after you met all of the tems and conditions set by the Court. That means making the required payments to your trustee.